I've had the RK 3.5" X factor kit on my JKU for about a year, I have ridden and driven in many setups.
My thoughts...
I love my RK setup. The quality of parts is great and seem to be very well built. The 3.5" nets about 3.75-4". If you purchase a new kit (not used or purchased in the last 7 months) you will receive the triple rate coil springs which helps with ride quality. The jeep flexes pretty well and feels very stable through things. I, however, do not attribute this to only RK since I believe my shocks/tire combo provides the ride I was looking for more than the RK kit itself.
I believe that you can piece meal or buy a kit for cheaper that will provide you the same benefits as the x factor kit. My experience has shown me that its a full package deal. One big thing, if DD'ing, that will change your ride is the shocks. I paired mine up with Rancho 9000's. Also, wheel/tire combo will have a drastic affect on street-ability--I went with the duratracs and a buddy has Toyo MTs...his does better in mud but mine is better on the road. Another thing to get is the adjustable control arms. The buddy, previously mentioned, has a Rough Country 4" lift and I think could benefit heavily from adjustable control arms and different shocks. His ride would probably be the same with control arms and shock change.
You can get the same ride quality and performance by going with pretty much any kit, ensuring to get adjustable control arms, and the correct shocks for your need. I've had numerous people mention that RK's stuff is supposed to be stiff and not good for DD'ing. This might have been true with the old coils that RK put in their kits (no longer) and depends on their shock choice.
I set mine up with DDing in mind first. I'm running RK 3.5" X Factor, Rancho Shocks, 325/65 Duratracs and the thing is smooth as glass and flexes really well on the weekends. You can obtain this ride without spending as much though. I'm happy with what I have because I got a killer deal on the x factor kit ($1250) but would have looked at other kits harder if I was spending the 1800-2000 MSRP.