I think you can only get 4.10 with the rubicon and it's a $700 option on top of the automatic. You can option 3.73's with the sport and be doing much better than 3.21. Most "35's" are only 33.75" tall on the vehicle anyway. 4.10's are fine for me (74mph at 2600rpm). 3.73 would be do-able but 4.56 would be ideal for a re-gear.
As mentioned- the Sport with 24S power package, connectivity, auto, and 3.73's would be the budget setup.
If you can afford it- rubicon, auto, 4.10's, dual top, alpine audio, connectivity, remote start. Then you get the gears, lockers, 4:1 low range, sway bar disconnect, and you get some money back selling the wheels/tires and rock sliders to a sport/sahara owner. Resale is better too.