Actual advice at the bottom, rant first :thumb:
FWIW, I think you're selling the group short. There are a lot of guys here that go out of their way to help anyone who asks. Your initial post was really difficult to follow, and there are a lot of guys on here that hold integrity as a top value. When you ask for opinions, but in the next breath say you are going with a very specific plan you really aren't asking for opinions. The crowd that you should be more aware of are hard working individuals that resent people cheating. Whether your intent was to cheat, or it was just (no offence) ignorance, is irrelevant, you managed to ruffle some feathers.
^Yes I apologize in the middle of statements, I'm Canadian, sorry!
The best advice that was offered was to save yourself a great deal of $ and not let the dealer mod the rig, I cannot imagine a payment of $740/mo :shock:
Furthermore, once you started interacting with some of the "clique" I think they offered some good advice:
If your CPA is worth their pay check you will see something where the value of the vehicle before mods etc is broken down into a revised payment (let's say $600) then your actual business use of the vehicle = 5,000 miles/year out of 15,000 miles will be represented as a fraction of annual mileage (will need to be proven if the taxman asks!) = $200/month in claimable lease payment. ***This is obviously just speculation, and I'm not a CPA.
Anyone can claim a vehicle - that's why governments pay attention to details. Leases are easiest for small businesses, if you buy you can claim a % of the total value in the first year as depreciation - most people can't take advantage of the full amount because there's a maximum you can claim.
Kudos to Tigrcky for attempting to deescalate. - let's keep it positive
My 0.02 - You want coil overs, and have 12.5 to get them, cut out the dealer, and get the COs after the purchase. you already talked them down 4k, keep your 5k, add your reduced payments and a few months buys parts.
Good Luck.